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PERSONAL
FINANCE – Day 1
AGENDA

Introductions

CLASS RULES / PROCEDURES

Course Overview

Keys to Success

Why it is important!

Next Steps
About Mr. Patty
CLASS RULES
DRESS CODE ENFORCED
BE ON TIME
STAY ON TASK
PARTICIPATE!
BE RESPONSIBLE – NO EXCUSE
SHOULD BE AN “A” CLASS FOR
EVERYONE
CLASS RULES
COURSE OVERVIEW


ONLINE – ALL MATERIALS EVERYDAY

What are we doing today?

Self Paced (to a degree)
Assessments (Not all “tests”)

(Summative 80%)

(Formative 20%)

MoneySkills (online text book)

Blogs (non-fiction writing)
COURSE OVERVIEW

SUBJECTS – WE WILL COVER

MANAGING MONEY in a SMART WAY
COURSE OVERVIEW

CAREERS

BANK ACCOUNTS (CHECKING/SAVINGS)

BUDGETING

AUTOS

HOUSING

CREDIT & CREDIT CARDS

CONSUMER SKILLS
BOOK SMARTS vs.
STREET SMARTS
“BOOK SMARTS” vs.
“STREET SMARTS”
Example: it is important to
understand just how much
that little piece of plastic
could really cost you.
Example: it is important to know
how to use a budget and get the
most out of your hard earned
money.
Example: it is important to
realize what a good credit
rating is worth and how to
get good credit.
THIS CLASS IS ABOUT…
…AVOIDING NEGATIVE
OUTCOMES OF IGNORANT
FINANCIAL BEHAVIOR
..AND MAXIMIZE
POSITIVE FINANCIAL
OUTCOMES
It is not complicated but if
you are not aware of the
“rules” of personal finance,
you will have to work
WAAAYYYY harder to get the
things you NEED and WANT
in life.
THINK OF THIS CLASS AS
AN INVESTMENT

You have to be here
anyway

This class can make
you $$$$$$.

You are trading your
time for knowledge,
which will pay off in
the future.

HOPE YOU ENJOY THE
CLASS.