Transcript 47134_Pol Wagner_EN

EC-Workshop on support for
Euro-Mediterranean Countries
Access to Finance
IUIL - 2011
02/04/2017
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SUMMARY
● The socio-economic context in Tunisia
● How to initiate and train more Tunisians
to business creation and microfinance?
● How to give access to the funds of public and
private investment for different target
audiences in Tunisia?
● What are the European grants which could
help carrying out this type of project?
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MACROECONOMIC DASHBOARD
(TUNISIA)
Real GDP
Growth
2008
2000
2009
2010
2011 *
4.5%
3.1%
3.7%
1.3%
13.3 %
13.0 % 14.7 %
Unemployment 12.6 %
rate
Academical
10.9 %
unemployment en
rate
2000
Public
deficit
- 0,6 %
22.9 %
- 3.0 %
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- 2.5%
-6%
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Unemployment
In Tunisia, the graduates are the first victims
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PRELIMINARY DRAFT FOR
COOPERATION BETWEEN TUNISIA AND
LUXEMBOURG, OR EVEN EUROPE
 Project Objectives :
initiate and support business creation so that all
those who are excluded from the traditional
financial and economic system may
have a chance to become economic assets
in their countries
 How?
to connect a proactive network of
professionals with university networks in
Europe and Tunisia, and even in North Africa
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Concept for an integrated
project in technical entrepreneurship
and micro-finance
Portfolio(s) of training
programmes
in techniques of business
creation and support
Portfolio
of technical training
programmes in microfinance and support
Potential
entrepreneurs
Platform (s) to
support online training
programmes and business
creation
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Platform (s)
for channel access to public
and private investment
funds
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Who are the potential entrepreneurs?
 Various target groups
Students
Researchers
"General
public" at
different levels
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• Bachelor level
• Master level
• Incubators
• Tunisian
companies
• Food processing
industry
• Service industry
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What portfolio of technical training
in business creation?
Target
Audience:
Students
Target
Audience:
Non-academic
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• Master Entrepreneurship
• Masters in Engineering
• Bachelor level and researchers
level
• Consider the diversity
of potential entrepreneurs
• Design a portfolio of
training programmes for business
creation at different levels
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Portfolio of training
in entrepreneurship
Non-academic target
Level3
Professionnal
Level2
Improve
ment
Level1
Initiation
Portfolio of training
in entrepreneurship
Academic target group
«Entrepreneurship in higher
education» study
- especially in
non-businessstudies,
- Engineering
- Biology
Professional
Master in
entrepreneurship
and / or innovation
- Uni Sfax
- Uni.lu
Professional
modules in
business creation
- Masters in
Engineering,
- Masters
in Biology, ...
What portfolio of technical training
programmes in micro-finance?
Target group:
Students
Target group:
Professionnal
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• Master in Entrepreneurship
• Masters in Engineering
• Researchers level
• Decision-makers in MFIs
• MFI-employees in direct
contact with entrepreneurs
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Portfolio of training in microfinance
Professionnal target group
Identification
of training
needs in MFIs,
banks,
etc.. through
a qualitative
survey
part-time
MBA in microfinance
• Uni Sfax
• Uni.lu
Specific
modules in microfinance
• IFBL and ADA
modules
• Modules to
be designed in
Tunisia
Online platform(s) to support training
programmes in entrepreneurship and
micro-finance
Business
plan.tn
SIMFI
ADA
Target
groups
CE +
MF
Businessstart.tn
Others to
be
identified
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Plateforme on-line pour réaliser « online » des plans d’affaires et pour se
faire coacher « on-line » (2)
www.businessplan.lu
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Online platform to learn how to
manage an MFI  www.simfi.lu
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Launched by ADA and ATTF
Web-based simulation of microfinance
institutions
Reflects real domestic market conditions
Focuses on management decisions,
performance indicators and major risks
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Online platform to learn how to manage
an MFI  voir www.microfact.org

Target audiences :






Managers of MFIs
MFI employees
MFI networks
Financial institutions with
microfinance activities
Training centers / universities
Future certified SIMFI trainers
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Global approach to the
project  create synergies
Innovative type business
creation project (craft industry
+ industry / SME)
Entrepreneurship projects
 solidarity economy
(food processing industry + rural
tourism)
Pedagogical tools (businessplan.tn, educational tools for
professionals in MF (Simfer / ADA), case studies focusing on
business creation, on-line tool to identify the ideal entrepreneurial
profile ....)
Portfolio of initial and
continuing training
programmes for entrepreneurship
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Platform
to guide
through
public and
private
investment
funds
Portfolio of initial and
continuing training
programmes in
micro-finance
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