International Health Care Systems
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Transcript International Health Care Systems
International Health Care
Systems
Kao-Ping Chua
Jack Rutledge Fellow, 2005-2006
American Medical Student Association
Structure of systems
Insurance
Delivery
Examples
National
health
service
Mostly public Mostly public U.K.
Entrepreneurial
Mostly
private
Mandated
insurance
Mostly public Public and
private
Mostly
private
U.S.
Germany
The influence of values on systems
European social ethic: public good, social
solidarity
American individualistic ethic: individual
good, social fragmentation
Three categories of analysis
Organization: insurance pools,
public/private mix
Quality, choice, and access
Problems
Outline
I.
II.
III.
IV.
V.
VI.
U.S.
Japan
Germany
France
U.K.
Canada
THINK BIG PICTURE!!!
U.S.
WHO Ranking for Health Attainment: 24
WHO Overall Ranking: 37
% GDP spent on health care: 15% (OECD median 8.6%)
US: Organization*
5%
Employersponsored
Uninsured
15%
18%
62%
Medicaid/other
public
Private nongroup
*This refers to the non-elderly population
US: Quality, choice, access
Quality: depends on plan – often gaps for
prescription drugs, dental, vision
Choice: Restricted choice of providers
Access: Waiting lines relatively rare, huge
amount of uninsurance
US: Problems
45 million uninsured
Skyrocketing health care costs
Significant health disparities by race and
income
Japan
WHO Ranking for Health Attainment: 1
WHO Overall Ranking: 10
% GDP spent on health care: 7.9% (OECD median 8.6%)
Japan: organization
Japanese
health
care
system
Employee health
insurance
1800 Kenpo
Associations
(large
companies)
Seikan
(small-mid
companies)
Elderly (Roken)
Self-employed,
retired, others
(Kokuho)
Kyosai
(public employees
and private-school
teachers)
Japan: organization
Most providers and hospitals are in the
private sector
Hospitals are the center of care
Japan: quality, choice, access
Quality: huge amount of technology,
comprehensive benefits
Choice: free choice of doctors and
hospitals
Access: few waiting lists except at the very
best hospitals
Japan: problems/reforms
Kenpo associations in debt (crosssubsidizations); rapidly aging population
Over-prescription of drugs
High cost-sharing
France
WHO Ranking for Health Attainment: 3
WHO Overall Ranking: 1
% GDP spent on health care: 10.1% (OECD median 8.6%)
France: organization
Multi-payer system
3 main payers are the
“Sickness Insurance
Funds” (SIF’s) – cover
most health care costs
Profession determines
which SIF a citizen is
automatically enrolled in
Industrial,
commerical,
government
6%
9%
Farmers
85%
Professionals,
small
business,
craftspeople
France: organization
Most ambulatory care physicians are in private
practice
Sector I: charge at national fee schedule but get
government benefits
Sector II: charge above fee schedule but don’t get
government benefits
Hospitals both private and public
Complementary health insurance for costsharing (90% of the population)
France: quality, choice, access
Quality: very comprehensive, good safety
net for the poor
Choice: Free choice of doctors
Access: Can usually see GP on same-day
France: problems
Nursing and physician shortages
Increasing health expenditures, mainly
from drugs (19% of all expenditures)
90% of physician visits end up with
prescriptions!
Germany
WHO Ranking for Health Attainment: 22
WHO Overall Ranking: 25
% GDP spent on health care: 11.1% (OECD median 8.6%)
Germany: organization
Multi-payer system
“Social Health Insurance”
(SHI) network made up of
192 private, occupationbased "sickness funds”
High-income may opt-out
of SHI and purchase
“voluntary health
insurance”
Free government care
9% 2%
SHI
Substitutive
VHI
89%
Free
government
care
Germany: organization
Ambulatory physicians are mostly private
Hospitals are both public and private
Germany: quality, choice, access
Quality: Extremely comprehensive benefits
Generous sick pay policies
Choice: Free choice of GP and specialists,
must use closest hospital
Access: Waiting times not usually a
problem
Germany: problems/reforms
Expensive health care system
High cost-sharing
Excessive numbers of physicians (60% of
areas are closed off to more doctors)
The United Kingdom
WHO Ranking for Health Attainment: 14
WHO Overall Ranking: 18
% GDP spent on health care: 7.7% (OECD median 8.6%)
UK: organization
National health service (NHS): publicly financed
and delivered
Supplemental private insurance for dental and
eye care
Growing sector of substitutive private insurance
UK: Quality, choice, access
Quality: Comprehensive except dental and
eye
Choice: Free choice of doctor
Access: major problems with waiting lists
Specialist (2.5 months)
Elective procedures (3 months)
UK: problems
Underfunding:
Waiting lists
Health care delivery capacity is insufficient for
many services
Facilities need updating
Canada
WHO Ranking for Health Attainment: 12
WHO Overall Ranking: 30
% GDP spent on health care: 9.9% (OECD median 8.6%)
Canada: organization
Single-payer system
13 provincial/territorial
governments administer
health care plan
(“Medicare”)
Federal government
regulates the
provincial/territorial health
care plans by offering
“transfer payments”
contingent upon prespecified criteria
Federal government
10 provinces
3 territories
Provincial health
care plan
Territorial health
Care plan
Universality
Comprehensive
Portability
Canada
Health
Act
of 1984
Accessibility
Public
administration
Canada: organization
Providers are mostly private; hospitals
mostly public
Most Canadians have complementary
private health insurance for non-covered
services
Canada: Quality, choice, access
Quality: Coverage for “medically necessary”
services
Gaps for dental care, long-term care, outpatient drugs
complementary private insurance
Choice: Free to choose GP and hospital
Access:
No waiting lists for GP visits or emergencies
Waiting times can be problematic for certain
ELECTIVE procedures
Canada: Problems/reforms
Underfunding
Gaps in coverage
Tension between provincial and central
governments
Points to remember, part 1
Every country is dealing with increasing health
care costs
ANY system can have problems if it is
underfunded, no matter how good it is
theoretically
Privatization exists to various degrees in each
system…but no country allows private elements
to price people out of health care
Points to remember, part 2
UHC can be achieved while maintaining:
Comprehensive benefits for everyone (every
country but U.S.)
Free choice of providers (every country but
U.S.)
High levels of technology (Japan, Germany)
Few waiting lists (France, Germany, Japan)
Parting thought
The U.S. is the only industrialized country
in the world without UHC…
…but we can achieve high-quality, affordable
health care for EVERYONE if we used the vast
amounts of money in our system more efficiently