Transcript Smart Cards: Future At Your Fingertips

Smart Cards:
Future At Your Fingertips
A PowerPoint
By:
Benjamin J. Grieggs
Overview
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Anatomy of a Smart Card
Differences between Credit and Smart Cards
Components in depth
Benefits/Downfalls
Interesting Facts
Uses: In Depth
 Insurance
 Electronic Money
 Security Clearance
Bibliography
• Smart Cards: A Look Inside
Smart cards are much like
credit cards in shape and
size.
However, these cards include a
microprocessor, whereas a
credit/debit card only possess a
magnetic strip.
With this micro-processor comes
more security, privacy, and
intelligent tracking of
information.
Credit Cards Vs. Smart Cards
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Credit Cards
Magnetic Strip
Handles Money Only
Has No Inside
 Smart Cards
 Micro-Processor
 For Money, Security
Clearance, Health
Insurance, and MORE!
 HAS an inside(MicroProcessor)
How They Work
*A view of the inside, under the chip.
The physical material used inside the
card. Remember, this is as thin as a
credit card! WOWZERZ
* Here is a view from the top of
the chip. This is what a scanner
will read to receive information,
and relay it to a sever to accept
or deny access, or payment.
But Wait, There’s MORE!
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C1-VCC: Power supply
C2-RST: Reset signal, used to reset the cards communications
C3-CLK: Clock signal, used to keep track of time when the card was used
C4- : AUX1, used for USB interfaces, and more!
C5-GND: Ground, which grounds the voltage, saving your life essentially
C6-VPP: Used to encode programming. SMART
C7-I/O: Serial Input/Output
C-8: AUX2, again, used for USB interfaces etc.,
The Pros and Cons
Pros
Cons
Faster Payment
Cash can be misused if stolen
Security management
Electrical surges can damage
internal information 
Health Insurance
Durability, it’s a plastic card,
susceptible to damage
Safer than credit cards!
Did You Know…..
 Europe uses smart cards
for almost everything!
From electronic cash
usage, to health
insurance, and even
security clearance and
identity control?
 Smart cards are only
starting to gain popularity
in the USA, however
Europe has been using
smart cards for close to
30 years now!
Insurance!
 Information at the ready!
 With smart cards keeping
track of health insurance
information the user
instantly knows what was
covered, how much it
was, and avoids
complications that can be
had in paperwork!
 Not only does the smart
card give the user real
time updates, but it also
shows the wielder what
their insurance covers
and how much of each
procedure it will allot.
$Money$
 The benefits of using smart cards for e-cash:
 They only require a wave past a sensor, saving time!
 PayWave technology allows a user to swipe their phone
over a sensor for payment, a feature brought to you by
Visa.
 Smart cards track money more efficiently, and even
better, more securely!
I.D. and Security!
 Using smart cards for security clearance and digital
identification allow safer facilities and allow real time
monitoring of a building.
 Not only do these cards offer security for building,
but also computer usage, pay phone use, and more!
 IUP’s icards had chips at one point, I actually had an
old one, but then they redid them, no more chip 
Summation
 Smart cards have a micro processor unlike credit
cards
 Many uses varying from insurance to I.D. to e-money
 Small and portable, faster than credit cards
 Gaining popularity fast!
Sources
 “History of Smart Cards.” Jacquinot. Jacquinot Counseling,
Inc. 1 July 2011. 30 November 2011.
 Smith, Ralph. “Smart Card Vision Still Has A Long Way to
Go.” Fedsmith. Fedsmith, Inc. 10 September 2003. 1
December 2011.
 Di Giorgio, Rinaldo. “Smart Cards: A Primer.” Java. Java. 1
December 2007. 1 December 2011.