Transcript Title of Presentation Here

ITS & Verifone
Added Value Applications
Emad Allam - ITS
Agenda
1. MIGS (MasterCard Internet Gate way Services
2. e-Top up & e-Voucher
3. e-Payment Utility
4. Application Structure
MIGS
 MIGS is the MasterCard Internet Gateway Service.
 MIGS is provide to banks to facilitate ePayments
and physical transaction in either a Card – Present or
Card –Not-Present mode.
 MIGS processes all card types.
 MIGS leverages the Bank’s existing transaction
processing connectivity to MasterCard’s Banknet®
Global Network
MIGS
 Supports regional and global Merchant requirements
–
One payments interface
–
Multiple payment instruments: Credit,
Debit(signature), Purchase Card w/ enhanced data
–
Compliance with Card Scheme authentication
–
Multi-Currency processing
4
MIGS
Issuer
POS
MiGS
Authorization
Internet
DCF
BANKNET
Acquirer
Clearing/Settlement
MIGS
MIGS
MC
BankNet
WEB
TCP/IP
GCX
DCC
POS
TCP/IP
Merchant
Management
Master
Card
Issuer
Issuer
Non-MC
Issuer
MIGS
Financial Transactions
 Purchase.
 Refund.
 Void.
 Pre-Auth & Auth Completion
 Cash Advance
Administration Transactions
 Reconciliation.
 End of day statistics
MIGS
Communication
 GPRS (TCP/IP).
 Optional Dialup (PSTN) which needs to be converted to TCP/IP
via a converter.
Administration Transactions
 Reconciliation.
 End of day statistics
MIGS
Extra Features
 Multi Languages (English & Arabic)
 Multi Currencies (US$ & Local)
 300 Transactions Bilingual Saving
• Authorization Completion with Extra Charges as Percentage (Parameterized value)
• Financial Transactions Summary Report.
• Pre-Auth Summary Report.
• End of day Statistical Report .
• Automatically completed authorization Transactions Deletion .
• Batch history with scrolling all saved financial transactions facility to reprint, refund, and
void.
• Two merchants in the same POS with the availability to activate one or both.
• Two levels of security (supervisor and manager).
• Support two communication modules (TCP/IP & GPRS).
• Parameterized Receipt ‘s Footer / Header
MIGS
Lebanon
MIGS
Syria
Egypt
KSA
Agenda
1. MIGS (MasterCard Internet Gate way Services
2. e-Top up & e-Voucher
3. e-Payment Utility
4. Application Structure
ZAIN
 POS application to enable end user to generate an e_Vouche
and e_Top Up transactions.
 POS application to support two separate communications
modules (PSTN and GPRS)
 POS application to support 3 different languages
(English, Arabic, and Urdu)
 POS applications to assure the security using different
password levels
ZAIN
End User
Payment Gateway
Network
Media
Merchant
E-Topup
92xxxxx
POS
GPRS
INet
VPN
Conn
ectio
n
Internet
E-Voucher
POS
PSTN
E-Topup
E-Voucher
N
AP
NSN
data
Center
GGSN
IP Network
IT Data Center
Where the PG/
billing system and
other servers
located
ZAIN
27-10-07
11:14
E-TOP UP
E-VOUCHER
SUPERVISOR MENU
VOUCHER 25 SR
VOUCHER 50 SR
VOUCHER 100 SR

VOUCHER 150 SR
VOUCHER 200 SR

ZAIN
27-10-07
11:14
E-TOP UP
E-VOUCHER
SUPERVISOR MENU
VOUCHER 25 SR
VOUCHER 50 SR
VOUCHER 100 SR

ENTER MOBILE NO.
+966504131769
VOUCHER 150 SR
VOUCHER 200 SR

ENTER AMOUNT
254 SR
ZAIN
27-10-07
11:14
E-TOP UP
E-VOUCHER
SUPERVISOR MENU
VOUCHER 25 SR
VOUCHER 50 SR
VOUCHER 100 SR

ENTER MOBILE NO.
+966504131769
MERCHANT REPORT
USER PASSWORD
SUP. PASSWORD
VOUCHER 150 SR
VOUCHER 200 SR

ENTER AMOUNT
254 SR
ENTER OLD
PASSWORD
****
ZAIN
Lebanon
Jurdan
Syria
MIGS
Syria
Egypt
ZAIN
Kuwiat
KSA
KSA
Agenda
1. MIGS (MasterCard Internet Gate way Services
2. e-Top up & e-Voucher
3. e-Payment Utility
4. Application Structure
E-Payment
 The POS has the functionality to do the bill payments for
various military such as water bills, electricity bills,
madinah municipality ….etc.
 Standard POS transactions
 Bilingual
(English & Arabic)
E-Payment
SADAD
Server
Issuer
E-Payment
Lebanon
Jurdan
Syria
MIGS
Syria
Egypt
ZAIN
Syria
Payment
KSA
KSA
KSA
Kuwiat
Development Product
ZAIN
Audi Bank
KSA
SAMA
Lebanon
Fransa
Bank
RAJHI
Kuwait
Burgan
Bank
KNET
KFH
Application Structure
Communication
TCP/IP
PSTN
Verifone
GPRS
GSM
Quality
ISO 9001-3
SW-CMM Level 2 & 3
CMMI 4
VeriFOne
Mr. NADER ABDEL AZIZ