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For Agent Use Only Use Only For Presentation Purposes. Do Not Forward. Confidential and Proprietary Information During the next few minutes we will show you how to take control of your health insurance rates and how to LOCK –IN your rate for up to 3 years, with an option for 3 additional years! The PPO network and have teamed up to build the most COMPREHENSIVE Fixed Indemnity plans in the United States. Fixed Indemnity Plan No Annual Deductible! First Dollar coverage for Outpatient Dr. visits! Not subject to federal healthcare reform mandates! Lock in Your rate for up to 36 months! The AVERAGE hospital stay in the US? 4.8 days! The amount spent on out-of-pocket medical bills by those WITH health insurance who filed bankruptcy is $17,149. So those who have $5,000-$10,000 deductibles to meet are getting dangerously close to a figure that would bankrupt most families! Why not consider a SecureValue or SecureValue Plus with ZERO deductible? The average hospital bill per patient is $15,017 – Not $50,000; not $100,000. $15,000! So why do people buy health insurance plans with $5,000-$10,000 deductibles when they can buy a SecureValue plan with ZERO deductible? Some exclusions and limitations may apply. See outline of coverage and surgical schedule for complete details. Some exclusions and limitations may apply. See outline of coverage and surgical schedule for complete details. Some exclusions and limitations may apply. See outline of coverage and surgical schedule for complete details. All benefits are for Intensive Care, Stroke, Coma, Heart Attack, Life Threatening Cancer, Coronary Artery Bypass, Severe Burns, and Major Organ Transplants. Some exclusions and limitations may apply. See outline of coverage and surgical schedule for complete details. Doctor Visits PHCS Network physicians The PHCS PPO Network has rates with doctors and hospitals. The network first lowers the bill to the pre-negotiated discount amount. The benefit to you is A MUCH LOWER AMOUNT that you might be responsible for! 24-Hour Nurse Hotline Call toll-free anytime day or night and talk in complete confidence with a Registered Nurse who can provide professional advice about symptoms, diagnostic and surgical procedures and medications. CallMD Protect yourself and your family with “anytime” telephone access to a licensed Medical Doctor. CallMD physicians are available 24/7 for SCA Members who need a doctor’s consultation and in certain cases, even prescription medications. 4 FREE phone consultations are included in your membership, after that you receive an unlimited number of consultations at $35 each. Actual Hospital claims experience from one of our agents! Father-in-law, double bypass, 1 day ICU, plus 4 days in hospital in Macon, GA Total Claim: $63,000+ Total Claim $ 63,000 -$ 20,160 $ 63,000 -$ 20,160 $ 42,840 $ 42,840 Plan 2 pays: Plan 5 pays: $ 250 Admission Benefit 5 Days Bypass Increased Benefit 1 Day ICU Benefit 4 days Room &Board Surgical Schedule $ 250 $ 36,000 $ 1,200 $ 2,400 $ 6,000 $ 250 $ 48,000 $ 2,000 $ 4,000 $ 6,000 Total Paid By Insurance Balance Due $ 45,850 ($ 3,010) $ 60,250 ($ 17,410) PPO Network Discount Applied Balance MEDGUARD Built-in Critical Illness plan that out of pocket expenses and when you are diagnosed with serious illnesses such as Kidney Failure, Life Threatening Cancer, Major Organ Transplant, Permanent Paralysis, Heart Attack, Stroke, Terminal Illness, etc. Blanket Insurance Coverage Benefits - Excess Accident Medical Expense and Accidental Death and Dismemberment (AD&D) Coverage *Up to maximum benefit limit for each covered member. Blanket Group Daily Benefit Hospital Confinement Indemnity Coverage Extra Money To Help You With Your Bills! Nobody ever has too much Life Insurance! HRA 105 Health Reimbursement Arrangement The average small business owner can save over $3,900 in taxes by having a Health Reimbursement Arrangement (HRA 105). You may already qualify for an HRA 105 if you pay for any of the following medical-related expenses: Health insurance premiums •Prescriptions •Physician office visits •Long-term care premiums •Over the counter medications •Chiropractic •Deductibles and Copayments •Dental care and Orthodontia •Vision Care •Immunizations How much could you save with an HRA 105 plan? 3 YEAR RATE FREEZE No Rate Increases For 3 Years! Additional 3 Year option available! If you currently have health insurance, no money is due when you apply. Applications are done electronically.