Transcript Benefits Introduction PowerPoint- CLICK HERE!

FHC Employee
Benefits
Family Home Care – FHCcares.com – 509.473.4949
Benefits Site
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www.fhccares.benergy.com
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User ID: fhccares
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Password: benefits
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Reference plan summaries
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Print enrollment/change forms
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Premiums taken out a month in advance of coverage
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2
Make-up contributions can be arranged
Family Home Care – FHCcares.com – 509.473.4949
Benefit Classifications
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3
Your average hours per week are measured at 3 times:
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Your first 6 weeks of working for FHC
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March – August (for October 1 eligibility)
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September – February (for April 1 eligibility)
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If you average 30.0+ hours = Full-time Eligibility
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If you average 20.0 – 29.99 = Part-time Eligibility
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If you average 19.99 or less = Not Eligible
Family Home Care – FHCcares.com – 509.473.4949
Notification
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4
New Hire
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Text or E-mail
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Follow-up Call
Open Enrollment
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Text or E-mail
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Mailing to home
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Benefit Meetings
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Limited response time

Life status change – 31 days
Family Home Care – FHCcares.com – 509.473.4949
Full-time Eligibility
Full-time
Eligibility
5
Part-time
Eligibility
Medical
X
Dental
X
X
Vision
X
X
Life Insurance/AD&D
X
X
STD/LTD
X
X
Optional Medical
Insurances
X
X
Paid Time Off
X
X
401(k)
X
X
Employee Assistant
Plan
X
X
Family Home Care – FHCcares.com – 509.473.4949
Not Eligible
X
Medical
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6
Provider is Group Health
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All locations excluding Boise = 2 plan options (HMO and PPO)
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Boise = 1 plan option (PPO)
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First 4 outpatient visits and $500 diagnostic covered before
deductible required
HMO (Health Maintenance Organization)

Basically means you MUST stay in network to receive coverage
unless it’s a true emergency
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Lower bi-weekly cost, $4,000 individual deductible, $6,000 out
of pocket max
PPO (Preferred Provider Organization)

Can go outside of network and receive coverage at reduced rate
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Higher bi-weekly cost, $2,500 individual deductible, $4,000 out
of pocket max
Family Home Care – FHCcares.com – 509.473.4949
Waivers
Waivers
If you do not sign up, you will need to sign a waiver.
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Family Home Care – FHCcares.com – 509.473.4949
Dental
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8
Willamette Dental (DMO)
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Must go to Willamette clinics
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Lower bi-weekly cost, $20 co-pay, various copays per service
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Orthodontic coverage
Delta Dental (PPO)
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Can go in or out of network
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Somewhat higher bi-weekly cost, $50 deductible, 3 tier
coverage

No orthodontic coverage
Family Home Care – FHCcares.com – 509.473.4949
Vision
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VSP
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9
Copays:
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$20 for exams and glasses
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$50 - $160 for lenses
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$60 for contacts
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Exam every 12 months
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Lenses every 12 months
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Frames every 24 months
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Contacts every 12 months
Family Home Care – FHCcares.com – 509.473.4949
Life Insurance & AD&D
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Reliance Standard
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10
Provided and paid for by FHC
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$10,000 Life Insurance
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$10,000 Accidental Death & Dismemberment
Option for by-up for employee, spouse, and/or children
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Increments of $10k for employee and spouse
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Child increments of $2,500, $5,000, $7,500, or $10,000
If not requested at initial hire, may require evidence of
insurability
Family Home Care – FHCcares.com – 509.473.4949
Short Term and Long Term
Disability
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11
Short Term
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60% of earnings
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7 day waiting period
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12 weeks
Long Term
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60% of earnings

Have to work 20+ hours per week and earn $15k per year
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90 consecutive days of disability
Family Home Care – FHCcares.com – 509.473.4949
Voluntary Income Protection
Insurances
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Critical Illness
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Hospital Indemnity
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Accident
Family Home Care – FHCcares.com – 509.473.4949
It is great to work with FHC!
PTO time!
Vacation
Accrued per 30
hours
1st Year
2nd Year
3-5 Years
6-10 Years
10+ Years
0.2
0.4
0.5
0.7
1.0
Hours
Accrued/Year
(avg 20 wrk
hrs/wk)
6.93
13.87
17.33
24.27
34.67
Hours
Accrued/Year
(avg 30 wrk
hrs/wk)
10.40
20.80
26.00
36.40
52.00
Hours
Accrued/Year
(avg 40 wrk
hrs/wk)
13.87
27.73
34.67
48.53
69.33
HCP’s also accrue .019 hours of sick leave per hour worked to a max of 40.
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Family Home Care – FHCcares.com – 509.473.4949
EAP (Employee Assistance Program)
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14
Support Linc
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Eligible day 1
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Website or Phone
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For anything that stresses an employee out! See following
slides.
Family Home Care – FHCcares.com – 509.473.4949
what services are included?
counseling
SupportLinc provides:
Comprehensive Assessments by Clinical Professionals
Problem Identification
Treatment Recommendations
Short-Term Counseling (Up to x Sessions Per Presenting Issue)
Referrals to Providers or Facilities
SupportLinc can help with a variety of concerns:
Depression, Stress or Anxiety
Relationship Problems
Family or Parenting Issues
Substance Abuse
who is eligible?
The employee, the employee’s spouse, and the employee’s
immediate family members are eligible to use the SupportLinc
program.
access?
To access SupportLinc:
call 1-888-881-LINC (5462)
visit www.supportlinc.com
The contact information for SupportLinc can be found on:
Posters
Brochures
Newsletters
Wallet Cards
Website
But Wait! There’s More…
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18
Discounts
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AT&T-25%
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Verizon-19%
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Gym Memberships
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Scrubs-10%
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Costco-not a discount, but can be payroll deducted
HomeStreet Bank-Typical Savings of up to $1500
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Free Home Buyer Education
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Down Payment Assistance
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Available for immediate Family! No matter location
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$15,000 Business Travel Accident Insurance
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401K
Family Home Care – FHCcares.com – 509.473.4949