Transcript Slide 1

Guides to Greatness
HGI Vision
To lead the consumer
empowerment revolution.
HGI Mission
To create more financially
independent families than any
other business in history.
HGI System
The Leadership Format System
(LFS) will allow us to achieve
our Vision and Mission.
Alignment with Our Vision! ...
Passion for Our Mission! ...
Submission to Our System!
Disruption of an Industry
Every once in a while, a NEW IDEA is introduced to an
OLD INDUSTRY which completely changes the way that
industry does business.
Hubert Humphrey
Ray Kroc
A.L. Williams
World Marketing Alliance
Hegemon Group International
Sam Walton
Mark Zuckerberg
Howard Schultz
Steve Jobs
If any of these entrepreneurs had called you to join them
in their NEW ENDEAVOR, would you have taken the call?
Disruption of an Industry
If the Problem is Big enough
and the Solution is Big enough...
...then you will have...
“The Greatest Opportunity
of Our Lifetime!”
The Greatest Economic
Story of Our Lifetime
When Money Moves...
Fortunes are Made!
The Greatest Inter-Generational Wealth Transfer in History
Approx. $45 Trillion will
move from one generation
to another.
*
*Source: Business Insider – June 15, 2014
Golden Era of
Financial Services
Demographic Inevitability
Millennials
Gen X
Baby Boomers
Seniors
82,000,000
Ages: 20-34
64,000,000
Ages: 34-50
76,000,000
Ages: 51-69
40,000,000
Ages: 65+
Low Cost – High Coverage
Accumulation + Tax Benefits
Wealth Recovery/
Acceleration
Retirement Income
Our Crusade
To solve middle America’s financial crisis by
exposing them to the same “SAFETY FIRST” financial
strategies used only by the wealthy.
Golden Era of
Financial Services
One of the largest industries in the world!
$63 Trillion
Today
Tomorrow
Average age of
insurance agents:
America desperately
needs a minimum of
55+
50,000
Half of active insurance
producers to retire in the
next 5 years.*
New financial professionals
to serve all demographics.**
* Source – LIMRA
** Source – Investment News
The Tale of Two Eras
In business, being in the right place at
the right time can mean everything.
PGA Professional
Era
Career Victories
Career U.S.
Tournament Earnings
1938-1959
64
$332,517
1998-2008
64
$79,909,376
Ben Hogan
That’s 240 times more money for the same effort!
The only difference is the era which they played.
Tiger Woods
Now is Your Chance to Play in the Most
Lucrative Business Era of All Time!
Financial Trend Domination
DECADE
1980’s
1990’s
2000’s
2010’s
CONCEPT
Buy Term and Invest the
Difference Revolution.
Baby Boomers
Age: 20-34
Investment Industry
Revolution
Baby Boomers
Age: 26-44
Mortgage and Real
Estate Revolution
Baby Boomers
Age: 36-54
The Great
Wealth Transference
Baby Boomers as
of 2015. Age: 51-69
PRODUCT
Term Insurance
Mutual Funds
DISRUPTOR
COMPANY
LEADER
A.L. Williams
Hubert Humphrey
Known today as - Primerica
1.5 Million Recruits
Paid $1 billion to Field in 10 Years
#1 Marketer Term Ins.
#1 Marketer Mutual Funds
Sold to major Wall Street co.
World Marketing Alliance
(WMA) Known today as - World
Variable Universal Life
Variable Annuities
Mutual Funds
Financial Group, (WFG).
450,000 Recruits
Paid $1 billion to Field in 10 Years
#1 Marketer Var. Universal Life
#1 Marketer Var. Annuities
Sold to one of the Top 10 financial
services companies in the world.
World Leadership Group
Mortgages
Real Estate
Living Benefits
Active Money Managment
Indexed Products
(WLG)
100,000 Recruits
#1 Producer in the
Mortgage Origination
Business.
Hegemon Group
International
(HGI)
One of the fastest growing
Companies in Financial
Services Marketing today.
#1 Field Leader
#1 Earner
Earned $33,700,000 in 14 yrs
Leader of the Decade
Creator of the Leadership
Format System
Hubert Humphrey
Founder and CEO
Creator of the
Leadership Format System
Hubert Humphrey
Founder and CEO
Creator of the
Leadership Format System
Inducted into the
Entrepreneurship Hall
of Fame
Hubert Humphrey
Founder and CEO
Creator of the
Leadership Format System
LFSMAX
HGI’s Financial One-Stop Shop
HGI’s 6-Steps to Financial Security
1
6
Estate Preservation
• Reduce Estate Taxes
• Build a Family Legacy
• Avoid Probate
• Maintain Privacy
5
Increase
Cash Flow
• Earn Additional Income
• Manage Expenses
Financial Needs
Analysis
Long-Term Savings
• Outpace Inflation/Minimize
Taxation
• Professional Money
Management
2
Debt Management
• Consolidate Debt
• Strive to Eliminate Debt
3
Emergency Fund
4
Proper Protection
• Protect Against Loss
of Income
• Protect Family Assets
• Save Three to Six
Months’ Income
• Prepare for Emergency
Expenses
How Money Works
The Rule of 72
Simply divide the number 72 by your expected rate of return to determine
the number of years it will take your money to double.
The example of what happens when a 29 year old
invests $10,000 at different rates of return:
4%
18 years
8%
Money doubles every 18 years
9 years
Money doubles every 9 years
12%
6 years
Money doubles every 6 years
29
$10,000
29
$10,000
29
$10,000
47
$20,000
38
$20,000
38
$20,000
65
$40,000
47
$40,000
41
$40,000
56
$80,000
47
$80,000
65
$160,000
53
$160,000
59
$320,000
65
$640,000
“The most powerful force in the universe is compound interest.”
"The person that understands compound interest will earn it.
The person that does not will pay it!“
- Albert Einstein
Source: USA Today “Doubling Your Money”, April 25, 2015
Taxation
Maximize Your Tax Advantages
Tax
Deductible
Contribution
Tax
Deferred
Accumulation
Tax
Free
Distribution
You can only get two of the three!
Which would you choose?
Let’s take a look at the impact
of taxes compounding.
HGI nor any of its associates offer tax advice. Please consult with your tax professional. Use for recruiting purposes only.
Taxation
The Impact of Taxes Compounding
The No. 1 enemy to your wealth,
Besides procrastination, is taxation.
What happens if you double a dollar 20 times?
It grows to $1,048,576
What if you take 30% taxes out of each double?
You would only end up with $40,642
Not understanding how taxes
affect you could be a
Million Dollar Mistake!
Why Indexing is Important
Fixed
Variable
Conservative way to protect
your money, not a strategy
for accumulation.
Increased volatility in the
market – the highs don’t
make up for the lows.
Indexed
Participate in only upside
of market, guaranteed
not to lose money.
How would you like your
money to grow?
The Power of Indexing
Protection & Potential
Many people sacrifice return for safety, and other people sacrifice
safety for return. Indexing brings together the best of both.
$250,000
$245,037
$240,000
$100,000 Invested in 1997
$230,000
$227,942
$220,000
$212,039
$219,617
$210,000
$200,000
$197,245
$190,000
$189,535
$183,484
$180,000
$170,683
$170,683
$170,000
$160,000
$158,775
$154,330
$151,836
$154,762
$150,708
$150,000
$143,563
$140,217
$140,000
$133,547
$124,230
$130,000
$134,185
$128,379
$117,453
$124,230
$120,000
$115,563
$110,000
$139,739
$133,065
$130,430
$120,396
$116,838
$107,500
$109,673
$103,485
$100,000
$93,403
$90,000
8/97
8/98
8/99
8/00
8/01
8/02
8/03
8/04
8/05
Large Company Stocks
8/06
8/07
8/08
8/09
Indexed Account
8/10
8/11
8/12
8/13
8/14
Source: The Financial Insider.com
The New Crusade
The New Crusade – LIVING BENEFITS
This is why you need and want Living Benefits.
LIVING BENEFITS... Critical, Chronic and Terminal illness.
– Millions of Americans will survive a
heart attack, stroke or cancer but can’t
earn income.
– Living Benefits are available in all HGI
insurance products including: Term, Index
Universal Life, Final expense and Whole
Life.
Finally, life insurance that you don’t
have to die to use!
Product features, rider options and availability may vary by state. Please consult with a financial representative regarding features and availability in your state.
Licensed Product Portfolio
Innovation Partners offers through it’s Fixed Product Division a wide array of
Indexed Universal Life, Indexed Annuities and Term Products through several
major insurance carriers, including but not limited to....
AIG Partners Group
• 128 Years Old
• 88 Million Customers in 130 Countries
• A+ Rating by AM Best
• Established in 1840
• Licensed in 44 States plus D.C.
• A- (Excellent) Rating by A.M. Best
• Founded in 1857
• One of the Top Marketers of
Simplified Issue Life Insurance
• Founded in 1948
• Simplified Products
• A- (Excellent) Rating by A.M. Best
• Founded in 1886, 128 yrs old
• Privately Owned by Sammons
• Financial Group
• A+ Rating by A.M. Best/ A+
Standard & Poor’s
• Over 100 years old
• Headquartered in KC, MS
• A (Excellent) Rating by A.M. Best
…Plus Great Carriers Like American General, Nationwide and many others…
Licensed Product Portfolio
Hegemon Financial Group, LLC
American Amicable
Property & Casualty
• Founded in 1880
• 13 Million Customers / $1 Trillion
Life Insurance in Force
• A+ Rating by AM Best/ A+ by
Standard & Poor’s
Health Insurance
• Simplified Products• A(Excellent) Rating
by A.M. Best
• Established in 1961•
Comprehensive Life Insurance
• A- (Excellent) Rating
by A.M. Best
• Final Expense Insurance
• Ages 45-85• A (Superior) Rating
by A.M. Best
• Founded in 1890• A(Excellent) Rating by A.M.
Best
• Over 50 Major Carriers
Medicare Advantage and
Medicare Supplement
Insurance
From leading carriers:
BULBROOK DRISLANE
BROKERAGE
Non-Licensed Product Portfolio
Non-Licensed Products
Winning the Money Game
Success System
Credit Restoration
Financial Solutions Software
Merchant Services
Turnkey Real Estate Investing Solutions
Land Banking
HGI has a Strategic Alignment with
Paul Dietrich/Fairfax Global Markets
Paul is one of the top active money managers in the
United States. He has contributed to the Wall Street Journal,
The Washington Post, and the London Times.
Paul has been a frequent commentator on CNN,
Bloomberg TV, CNBC and FOX Business News.
Paul Dietrich
CEO Fairfax
Global Markets
Through HGI’s affiliation with Fairfax Global Markets, LLC Registered Investment
Advisory firm, you can deliver the active money management story to your clients
and build wealth for your family by using our Unregistered Solicitors (URS)
Referral Fee Program (available in certain states.)
*Fairfax Global Markets, LLC is a Registered Investment Adviser under the rules of the SEC.
• RoboVest™ allows clients to manage
and grow their investments online
with ease and simplicity
• RoboVest™ provides automated
investment advice
• Tell RoboVest™ about yourself and
RoboVest™ will start recommending
an investment plan. You can
customize the plan at any time
• Fund your account, and RoboVest™
will invest your money in a globally
diversified, low-cost portfolio of
securities.
© 2015 Innovation Partners, LLC. All Rights Reserved.
Innovation Partners, LLC is a registered Investment Adviser under the rules of the SEC.
Infinity Compensation Plan
The Greatest Infinity
Compensation Plan
In History!
Infinity Compensation Plan
Multiple Streams of Income
1. Personal Production 40%-85%
2. Field Training/Qualified Field Builder
3. Overrides/Leverage
• Base Shop 10%- 45%
• Generational team-building overrides - 6 levels 23.5%
• All company “Quality of Business” bonus pools 3.25%
• Executive overrides “Infinity Bonus” 2%-5%
4. Residual Recurring Marketing Fees
5. Legacy/Inter-Generational
6. Equity Share Program
Infinity Compensation Plan
Revolutionary Compensation
Power of the Base Shop
Become an RMD
Build 5
Field
Associates
Field
Associate
RMD
Field
Associate
Field
Associate
Field
Associate
Personally close 4 $200/mo. new client LSA’s per month...
5 Field Associates who each close...
4 $200/mo. new client LSA’s per month...
Field
Associate
$7,680
Your Income
$14,400
Your Override
Your Total Income
$22,080 mo.
Each Field Associate Earned
$4,800 mo.
Earn over $250,000 with a Team of 5 Producers.
Box Car to Business Star
Hubert Humphrey
*17-year Career on the Railroad
* Building Architect of three of the Largest Financial
Services Marketing Companies, two are Billion
Dollar Market Cap Companies Today.
* Architect of the Leadership Format System
* 2013 Entrepreneurship Hall of Fame inductee.
28 other inductees including Ted Turner, Bill Gates,
Mary Kay Ash, Truett Cathy and Richard Branson.
* Philanthropist and Community Leader, including serving on the
President’s council at Brigham Young University (BYU) and
spearheading the charitable foundation for “My House.”
Tony Robbins
Muhammad Ali
Gen. Norman Schwarzkopf
Joe Namath
World Class Leadership Team
Steve Gross
Chief Financial Officer - Co-Founder
• Original Board Member of the ALW Common Sense Trust Mutual Fund
• Former Board of Director Member of Mutual Fund families for Morgan Stanley,
Van Kampen and Citigroup.
• Advisor to the original founders of Home Depot and Web MD as
well as several other successful ventures
• Former Board Member of Web-MD
* Founder of HLB Gross Collins
Jody Humphrey
Jim Ginocchio
Bobby Dollar
National Field Director
Director of Leadership Dev.
Vice President of
Finance - Controller
• Former National Sales Director
(NSD) - A.L. Williams (ALW)
• One of the founding leaders of
(WMA) - World Marketing Alliance
• One of the founding leaders of
(WLG) - World Leadership Group
Patrick Sutherland
Chief Actuary
• Former professional sportscaster
with several major sports networks
• Former Strategic Member of the
A.L. Williams (ALW) Communication and Marketing Team
• Former EVP of Leadership
Development at WLG.
Randal Graby
Mike Remer
Chief Information Officer (CIO)
Director of Internet Marketing
• Former CFO of
World Marketing Alliance
• Former CFO of
World Leadership Group
Sherry Zerbest
Director of Creative Marketing
Leadership Format System
Leveraging the Power Of the System
– Over 2,500,000 Recruits
– Approx. 20,000,000 Sales Transactions
– Approx. 4,000 $100k Ring Earners
– Approx. 500 $1 Mil Ring Earners
– Helped Launch Two (2) Separate
Billion Dollar Companies
– Over $2B in Field Payouts
– Twice #1 in Industry Sales
Hubert’s other Masterpieces:
You Run
the
SYSTEM,
and the
SYSTEM
Runs your
Business!
LFSMAX
Complete Marketing
Automation System
Feature:
•
Avg. mo. cost
Email/Database/
$75.00
Auto Responder
•
CRM/Contact Manager
$65.00
•
Landing Page System
$35.00
•
Other features including:
Advertising Budget
$200.00
Total:
$375.00
HGI Exclusive - $99.95/mo.
High Tech meets High Touch!
The Ultimate
Marketing Machine
Ultimate Marketing Machine
• The Best of Turnkey Marketing
– HGI is following McDonald’s success principles
– Leadership Format System
– Opening Outlets and moving products simultaneously
• The Best of Ownership Marketing
– HGI is following WalMart’s success principles
– Potential participation in Equity Share Plan
• The Best of Direct Sales Marketing
– Emphasis on motivating & recognizing/rewarding people
– Diversification without distraction
– The Power of Leverage without major capital outlay
• The Best of the Corporate Systems
– Structure and discipline
– Business-like atmosphere
– Accountability/bottom line focus
• The Best of the Agency Systems
– Leading edge and traditional products
– Professional quality and trained people
– Earn Big money from relatively small team
– Earn living from personal production
HGI Challenge
We offer a risk-free opportunity.
• No Major Investment
• No Inventory
• No Franchise Fees
• Unlimited Territory
• No Loss of Job Security
• Unlimited Opportunity
• No Experience Required
The HGI opportunity is for everyone:
•
•
•
•
•
Education - Become A Client
Part-time Second Income Earner
Personal Producer
Business Builder
Encore Career
Be in business for yourself,
but not by yourself.
The Greatest Business
Opportunity in America
World Class Rewards
& Recognition
Building a Culture Of Greatness
Mastering Motivation
Ongoing Contests to Create Excitement
– Compete for Chances to Visit the World on Exotic Trips
– Chase Incentives and Promotions
– Earn Cash Prizes and Special Awards
– Wear HGI Super Bowl Style Rings
– Recognition at Regional and National Events
Building Your Business from
Great Event to Great Event!
Disclaimer
All information contained in this presentation is intended for general education and
information use only and is not intended as a solicitation for buying or selling
securities or other investment products, insurance products or any non-licensed
products.
The material in this presentation is not intended to give advice on tax planning,
investments, real estate, legal, accounting, estate planning, or financial planning
but rather to provide education and information about a possible business
opportunity with Hegemon Group International.
As with any business opportunity, the HGI Business Opportunity may take time,
effort and money which may or may not provide any financial returns.
Assumptions are made in several hypothetical examples to help explain the
concepts and are for illustrative purposes only and should in no way be construed
as any type of guarantee. Past performance is also not a guarantee of future
results.
Hegemon Group International © 2015