Transcript Harmony New Generation - Presentation

To fulfill a child's dreams…
Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company.
To fulfill your child's dreams…
Your child's dreams are your dreams too.
You want to do everything that is within your
power to help your child's dreams come true.
Education – Travel – Projects
Family – Home – Hobbies
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To fulfill your child's dreams…
• The best way to help them realize their
dreams
 Is to plan today and ensure that
tomorrow's challenges can be
overcome.
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To fulfill your child's dreams…
• If your child is diagnosed with a critical
illness:
 Harmony New Generation will allow you
to take time away from work and family
obligations to be with your child.
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Challenges can be overcome
• While unlikely, it is possible that your child
could die prematurely:
 Harmony New Generation will allow you
to take time away from work to devote
yourself to your family's healing process
and adjust to your loss.
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If your child is diagnosed with a critical illness…
• Due to advances in medical treatment, your
child will survive.
• During a serious illness, your child will need
his/her parents by their side.
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Coverage in case of critical illness
• With Harmony New Generation, you will be
there to help:
 Take time away from work;
 Seek the best diagnosis and medical
treatment without delay;
 Get the help you need;
 Minimize the psychological and financial
impact and ensure your child's wishes are
realized.
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Coverage in case of critical illness
• Covers up to 31 illnesses/conditions including 6
childhood illnesses
 Autism
 Rett's syndrome
 Cystic fibrosis
 Type 1 diabetes mellitus
 Cerebral palsy
 Muscular dystrophy
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Coverage in case of critical illness
• With 25 illnesses/conditions covered forever…
 Cancer
 Major Organ Failure on Waiting List
 Major Organ Transplant
 Kidney Failure
 Bacterial Meningitis
 Severe Burns
 Etc…
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Coverage in case of critical illness
• Covers serious complications caused by 4 infectious
diseases:
 West Nile virus
 Lyme disease
 E.Coli infection
 Necrotizing fasciitis (flesh-eating disease)
Exclusive to Desjardins Insurance!
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Coverage in case of critical illness
Prompt Recovery
Free assistance services including
 Best Doctors:
 To confirm the diagnosis;
 To establish the best possible treatment
plan;
 To direct you to the best specialists and
health centres in your area or abroad;
 To take charge of the different steps related
to your child's admission to a health care
facility.
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If your child dies prematurely…
With Harmony New Generation, you can:
• Afford to take some time away from work to
give your family what they need most:
Time with you!
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If your child remains healthy…
• With Harmony New Generation, you will have
tax-free cash to help your child:
 Pay for higher education
 Purchase a first home
 Start a new business
 Relocate to a job
 Fulfill their dreams…and your dreams too!
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If you cancel your policy…
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Duration
Percentage of the premiums refunded, tax -free
After 5 years
25%
After 10 years
50%
After 20 years
100%
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Different Options
• Insurance amount:
 Between $25,000 (minimum) and $250,000
(maximum)
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Different option
• Number of critical illnesses/conditions covered:
 28 illnesses, including 3 child illnesses
- Autism
- Rett's Syndrome
- Cystic Fibrosis
 31 illnesses, including 6 child illnesses
- Autism
- Rett Syndrome
- Cystic Fibrosis
- Cerebral Palsy
- Type 1 Diabetes Mellitus
- Muscular Dystrophy
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Different options
• Premium Payment Options:
 20-year payment
 Lifetime payment
Why not consider adding some
Life Insurance?
For additional information and all conditions, exclusions and restrictions,
please refer to Harmony New Generation insurance contract.
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In conclusion
Because your child's dreams …
are your dreams too!
Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company.
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