Transcript What is a smart card?

Smart Card Application
What is a smart card?
You can think of the smart card as a "credit card" with a "brain" on it, the brain
being a small embedded computer chip. This card-computer can be programmed to
perform tasks and store information, but note that the brain is little -- meaning that
the smart card's power falls far short of your desktop computer.
Smart-card is a plastic card, the size of a standard credit card, with one or
several integrated circuits (chips) capable to store information of any kind.
Advantages of Smart Cards
Security:
 Information stored on the card can be PIN code and/or read-write protected
 Capable of performing encryption
 Each smart card has its own,unique serial number
 Chip Operating Systems that support multiple applications and
secure independent data storage on one single card
Intelligence:
 Capable of processing,not just storing information smart cards
 Capable of processing,not just storing information smart cards
can communicate with computing devices through a smart card reader
 Information and applications on a card can be updated without
having to issue new cards
Convenience:
 Chip is tamper-resistant
 Smart cards provide a portable, easy to use and keep anywhere
Application Areas
Industry
Application
Driving License
License of various vehicles
Tickets
Railway Monthly Season Tickets, Bus Monthly Tickets
Associations
Memberships
Identification cards (ID cards), Point of sale (POS)
discounts, calendar cards
Investment
Debit cards, ATM cards, Credit cards
Retail
Customer cards, cheque cashing, discount & loyalty cards
Clubs
Membership cards
Airports
Employee access cards, security ID badges
Computers
Warranty card, customer support, internet access#'s,
discounts
Application Areas
Examples
Financial Applications
 Credit and/or Debit Accounts, replicating what is currently on the magnetic stripe
bank card, but in a more secure environment.
 Securing payment across the Internet as part of Electronic Commerce.
Communications Applications
 The secure initiation of calls and identification of caller (for billing purposes) on any
Global System for Mobile Communications (GSM) phone.
 Subscriber activation of programming on Pay-TV
Information Security
 Employee access card with secured passwords and the potential to employ biometrics
to protect access to computer systems.
Retail and Loyalty
 Consumer reward/redemption tracking on a smart loyalty card, that is marketed
to specific consumer profiles and linked to one or more specific retailers serving that
profile set.
Transportation
 Drivers Licenses.
 Mass Transit Fare Collection Systems.
 Electronic Toll Collection Systems.
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