Transcript Main presentation deck during seminar

BALAKRISHNAN S
CERTIFIED FINANCIAL PLANNER
GM WEALTH CARE
“Where Only Certified Financial Planner plans &
implements “
Financial Planning initiative by GM Wealth
Care
Lets go through a small story of
Jay and Rahul
and see where you fit in.
Why save
now?
Let me enjoy
spending.
I will invest
later.
Jay
Rahul
Age: 25
Age: 25
I’ve got some
surplus.
Let me start
investing.
He starts saving
Rs.10,000 every
month
Jay
Rahul
Age: 40
Age: 40
Jay feels the need
of investing
as he has a
family now &
approaching
retirement. So he
starts investing
Rs.20,000 every
month
Rahul continued
investing
Rs.10,000
Question
When both Jay and Rahul retire at 60, who do you
think has a higher corpus?
 Jay who invested a total amount of
Rs.48 Lacs (Rs.20,000 p.m)
OR
 Rahul
who invested a total amount of
Rs.42 Lacs (Rs.10,000 p.m)
Jay
Rahul
Age: 60
Age: 60
1.8 Cr
5.4 Cr
Total investments
Rs. 48 Lakhs
Total investments
Rs. 42 Lakhs
@12%
@12%
So what does the story say?

60,000,000
Jay
40
20k
48L
Starts Investing at Age
Monthly Investment
Total Investments
50,000,000
Rahul
25
10K
42L
40,000,000
Rahul

Start investing early
Be steady and consistent
Let Power of compounding work in your favor
30,000,000
20,000,000
Jay

10,000,000
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26
28
30
32
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36
38
40
42
44
46
48
50
52
54
56
58
Question



Do you think what Jay did was correct?
Jay starts saving after realizing Family
responsibilities. Do you think that’s the right
approach?
Is managing personal finance as simple as saving
some amount every month?
The answer to all the above is Unfortunately NO
Should you invest in Equity/ Stocks
Value of money over time
So, have you ever felt this way?
Can I buy a
car in the
next 5 yrs?
Is EPF ,Gratuity
enough for my
retirement?
I need to
save for my
child’s higher
education
Just received
some bonus
what to do?
Why don’t you
talk to a
Financial Planning
expert?
Financial Planning….what’s that?
Insurance
Planning
Where you are
TODAY.
Investment
Planning
Where you
want to be
TOMORROW.
FINANCIAL PLANNING
Debt
Management
Tax
Planning
A HOLISTIC APPROACH GUIDED
BY A FINANCIAL PLANNING EXPERT.
But is this for me?
I mean, I don’t have a
big surplus
So what? Lets see what a
person who starts with a
saving of Rs.10,000 every
month can achieve?
You will be surprised!
My Financial Plan
Kid’s Education in
17 years : Rs.21.5Lacs
Kid’s Wedding in
25 years : Rs.17.2 Lacs
Mediclaim Cover
of Rs.5Lacs for the
entire family
My Retirement Corpus
in 30 years
Rs1.47 Crores
My Car in 6 years
Rs.4.3 Lacs
Life Insurance Cover
Rs.60 Lacs
Personal Accident Policy
of Rs.10Lacs
Saving of 10,000 assumed to increase by 10% every year
Illustration for a 30 year old having a kid who is 1 year old
How will CFP Service benefit me?
Professional Advice
• A dedicated personal finance expert to assist you in
managing your finances
Tailor-made,
Comprehensive Plan
• A customized financial plan covering all aspects of
your financial life - Tax Planning, Investment Planning,
Insurance Planning, Debt Management etc.
Post-planning
support
• Active assistance in implementing the advice given by
Futurewise
One stop solution
• Round the year support for any personal finance
query
So how do I go about it?
Presentation
Plan Writing
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• Registration,
one-on-one
call with
personal
finance
expert
Data
Gathering
• Through the
customer
portal
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by your
dedicated
planner
• One-on-one
with your
dedicated
planner
Execution &
Ongoing
advice
• One stop
solution for
all personal
finance
matters
Questions?
Address
GM Wealth Care
100 –C/10 Gandhi Road
Srirangam
Trichy - 620006
Email
[email protected]
Phone
9750393821 / 8190048968