Transcript habitar
Energy Efficiency in Buildings Ecuador Real State Market US$ 3.000’000.000 45% Sales per year Quito 27% 500 Builders 45% 800 Real state projects Projects in all economy segments Costa $ 644 34 País % 70.000 Units in offer 28% 50.000 Units of satisfied demand $ 1.900 millons in mortgages credits 1/8 Quito capital city 280 Builders 505 Projects 20.500 Units of satisfied demand $ 860 millons in mortgages credits Projects of social interest and private interest 35% Houses and 65% buildings 2/8 Alliance Goverment and Bank Buildings of Social Interest $6.000 Bonus – up to $40.000 millons in mortgages credits 5% Down payment 95% Bank loan 20 years term 9% anual rate 4,87% nominal rate 4,13% subsidized rate 38% $260 millions - 2017 3/8 $100 Banco Pichincha is leader in Ecuador in mortgages credits for buildings of housing 4/8 All new solutions in buildings focus on Energy Efficiency and are seeking: • • • • • • • • • • 5/8 Commitment of the goverment and the key actors Security Low carbon economy Infraestructures resistant to the climate change Sustentable operations in the productive process Innovative technologies of constructions Territorial sort Handling of residuals New systems of transport Social Innovation through education (populations should be responsible for the 50% of the climate change. Goverment and the organisms of control approve and execute it • • • • • • • • • 6/8 Ciudad Jardin Small buildings Open areas for ligth Green places for amusement Comunal systems of ventilation Handling of black, white & rain waters – 80% Thrifty ligths - 98% Electrical iron kitchens – 95% Water solar systems – 25% Ecological painting - 30% New solutions with vision on Energy Efficiency Divino Niño 7/8 We Need to work in new international or regional programs for: Green valley • • • • Incentives for builders Deductions in taxes New lines of green financing New constructive technologies Banco Pichincha and Ecuador commits to work in EE 8/8 Harmony Town Thanks