Transcript trivia V2 - philippine society of insurance medicine

TRIVIA QUESTIONS
“Tagisan ng Galing sa
P S I M”
Philippine Society of Insurance Medicine
Life insurance underwriting originated
in connection with:
• A.
• B.
• C.
• D.
Property Insurance
Aerial Insurance
Maritime Insurance
Fire Insurance
MIB stands for:
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A.
B.
C.
D.
Medical Impairment Bureau
Medical Information Bureau
Major Information Bureau
Men In Black
The following are amongst the
alternative underwriting methods
except:
• A. Jet Units
• B. Computer Screening
I
• C. Both
• D. Neither
Who is the incumbent Insurance
Commissioner?
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A. Atty. Edgardo C. Malinis
B. Dr. Edgardo T. Malinis
C. Atty. Eduardo T. Malinis
D. Atty. Eduardo C. Malinis, Jr.
The practice of cautiously accepting specific types
of risk at premium rates lower than those that would
normally be charged according to company’s
underwriting guidelines:
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A. Speculative Underwriting
B. Preferred Underwriting
C. Biased Underwriting
D. Experimental Underwriting
Who is the predecessor of Dr. Emil
Canonigo as president of PSIM?
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A. Dr. Benny Delgado
B. Dr. Edilberto Torres
C. Dr. Gabby Mejia
D. Dr. Art Catli
Who is the predecessor of Dr. Emil
Canonigo as president of PSIM?
• C. Dr. Gabby Mejia
The process of taking back from the reinsurer
a portion of the reinsured business:
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A. Retrocession
B. Recapture
C. Facultative reinsurance
D. Rebate
The process of taking back from the reinsurer
a portion of the reinsured business:
• B. Recapture
The most reliable screening test for
Diabetes Mellitus is:
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A. Glycosylated Hemoglobin
B. Fasting Blood Sugar
C. 2-hour post prandial glucose
D. Oral Glucose Tolerance Test
The most reliable screening test for
Diabetes Mellitus is:
• C. 2-hour post prandial glucose
Who is the current PSIM - CME
Chairperson?
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A. Dr. Nazario A. Macalintal, Jr.
B. Dr. Patricia S. Ching
C. Dr. Bert Esguerra
D. Dr. Linda Umali
Who is the current PSIM - CME
Chairperson?
• B. Dr. Patricia S. Ching
An underwriting approach which utilizes
clerical screeners or trainee underwriters:
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A. Lay Underwriting
B. First Level Approach
C. Jet Units
D. Clerical Units
An underwriting approach which utilizes
clerical screeners or trainee underwriters:
• C. Jet Units
First broad study significant to the
underwriting of impaired lives was the:
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A. Medico-Actuarial Investigation of 1910
B. Build & BP Study of 1905
C. Mortality & Survival Study of 1912
D. Mortality & Survival Study of 1905
First broad study significant to the
underwriting of impaired lives was the:
• A. Medico-Actuarial Investigation of 1910
Percentage of developing overt DM for a
patient who had Gestational DM:
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A. 40%
B. 30%
C. 20%
D. 10%
Percentage of developing overt DM for a
patient who had Gestational DM:
• B. 30%
Under this type of plan, the ceding company
pays all claims as they occur during a
specified period up to a certain amount:
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A. Excess-loss Plan
B. Pool Plan
C. Stop-Loss Plan
D. Leche Plan
Under this type of plan, the ceding company
pays all claims as they occur during a
specified period up to a certain amount:
• C. Stop-Loss Plan
PSIM was accepted as an affiliate society by
the Executive Council of PMA and ratified
by the House of Delegates on:
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A. May 1968
B. May 1976
C. May 1978
D. May 1980
PSIM was accepted as an affiliate society by
the Executive Council of PMA and ratified
by the House of Delegates on:
• C. May 1978
ECG is most useful in the diagnosis of :
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A. Heart Enlargement
B. Murmurs
C. Hypertrophy
D. Dysrhythmias
ECG is most useful in the diagnosis of :
• D. Dysrhythmias
Diagnosis of Myocardial Infarction is least
reliable in patients with:
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A. Right Bundle Branch Block
B. Left Bundle Branch Block
C. Significant Q - waves
D. Recent Heartaches
Diagnosis of Myocardial Infarction is least
reliable in patients with:
• B. Left Bundle Branch Block
GlaxoWellcome and Smithkline Beecham
merged into GlaxoSmithkline on:
• A. November, 2000
• B. December, 2000
• C. January, 2001
• D. October, 2000
GlaxoWellcome and Smithkline Beecham
merged into GlaxoSmithkline on:
• C. January, 2001
Most common ECG findings in trained
athletes:
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A. Left ventricular hypertrophy
B. Sinus Bradycardia
C. Inverted T waves
D. Tidal waves
Most common ECG findings in trained
athletes:
• B. Sinus Bradycardia
The predecessor of Atty. Malinis as
Insurance Commissioner:
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A. Mr.Arnaldo Cruz
B. Dra. Adelita Vergel De Dios
C. Dr. Alberto Romualdez
D. Dr.Jaime Galvez - Tan
The predecessor of Atty. Malinis as
Insurance Commissioner:
• B. Dra. Adelita Vergel De Dios
The danger that the proposed insured is making a
deliberate attempt to conceal or misrepresent
information that might result in an unfavorable
underwriting decision:
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A. Fraudulent risk
B. Misrepresentation
C. Moral hazard
D. Material concealment
The danger that the proposed insured is making a
deliberate attempt to conceal or misrepresent
information that might result in an unfavorable
underwriting decision:
• C. Moral hazard
The most important question in all applications in
which foreign travel and residence are involved is
the:
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A. Purpose of the insurance
B. Socioeconomic conditions
C. Political Situation
D. Length of travel or stay
The most important question in all applications in
which foreign travel and residence are involved is
the:
• A. Purpose of the insurance
The Chairman of the Organizing Committee for this
year’s PSIM Advanced Underwriting Seminar:
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A. Dr. Jo Cano
B. Dr. Nazario Macalintal, Jr.
C. Dr. Ammie Zafra
D. Dr. Andro Sandoval
The Chairman of the Organizing Committee for this
year’s PSIM Advanced Underwriting Seminar:
• B. Dr. Nazario Macalintal, Jr.
Common differential diagnosis for athlete’s
heart except:
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A. Myocarditis
B. Hypertrophic Cardiomyopathy
C. Marfan’s syndrome
D. Myocardial Infarction
Common differential diagnosis for athlete’s
heart except:
• D. Myocardial Infarction
A type of health insurance that usually provides a
benefit to offset actual hospital, surgical and
physicians’ expenses that result from treatment for
sickness or injury:
• A. Major Medical Insurance
• B. Medical Expense Insurance
• C. Medical Reimbursement Insurance
• D. Hospital Income Benefit Rider
A type of health insurance that usually provides a
benefit to offset actual hospital, surgical and
physicians’ expenses that result from treatment for
sickness or injury:
• B. Medical Expense Insurance
The practice of knowingly accepting risks at an
inadequate premium rate, attempting to obtain
business by undercutting the market price for
similar coverage:
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A. Stop-loss underwriting
B. Experimental Underwriting
C. Aggressive Underwriting
D. Speculative Underwriting
The practice of knowingly accepting risks at an
inadequate premium rate, attempting to obtain
business by undercutting the market price for
similar coverage:
• D. Speculative Underwriting
A specific form of misrepresentation wherein agent
induces a policyowner to cancel his policy and
purchase a new one from another company without
clearly informing the latter of the consequences of
the replacement:
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A. Switching
B. Piracy
C. Twisting
D. Deception
A specific form of misrepresentation wherein agent
induces a policyowner to cancel his policy and
purchase a new one from another company without
clearly informing the latter of the consequences of
the replacement:
• C. Twisting
A Federal Privacy Law wherein only individuals are
considered to be consumers:
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A. Fair Credit Reporting Act of 1970
B. Privacy Act of 1974
C. Fair Credit Reporting Act of 1971
D. Naic Model Privacy Act
A Federal Privacy Law wherein only individuals are
considered to be consumers:
• C. Fair Credit Reporting Act of 1971