Massachusetts Real Estate Principles, Practices, and Law
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Transcript Massachusetts Real Estate Principles, Practices, and Law
CIVIL RIGHTS, FAIR HOUSING AND
DISABILITY ACCESS ► CHAPTER 15
© 2009 South-Western, Cengage Learning
definition
M.G.L. c. 151B
“The Fair Housing Law”
no exception when licensee involved
rental agent – treat all parties similarly
(MA poster)
© 2009 South-Western, Cengage Learning
FEDERAL
&
STATE
STATE
7 protected classes
race
color
national origin
religion
sex/gender
familial status
disability/handicap
add 8 more
age
marital status
veteran/military status
children
sexual orientation
public/rental assistance
genetic information
ancestry
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Minors are not a
Protected Class
FAMILIAL STATUS
- a household with
child under 18
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“handicap” and “disability” interchangeable terms
definition of major life activities
does not include controlled substances
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not including registered sex offenders
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defined by State Sanitary Code
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AGE
OK to determine age of majority
state or federal elderly housing
qualified housing for persons over 55 or 62
ELDERLY or INFIRMED
no children OK – 3 or less dwelling units
MORTGAGE LENDERS
lenders may provide age related preferences
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OWNER-OCCUPIED
owner-occupied, 2 dwelling units or less (MA)
no discrimination for race or public assistance
refusal to rent with young children – lead paint
PRIVATE ORGANIZATIONS
may limit housing to members
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RELIGIOUS ORGANIZATIONS
may restrict to members of religion
SINGLE-DWELLING
may discriminate for lease of up to one year
no discrimination for race or public assistance
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blockbusting
children - as to lead paint
inquiries
membership – MLS or trade organizations
redlining
steering
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☑ refusing to rent, sell or negotiate
☑ representing unavailable when available
☑ different sale or lease terms and/or conditions
to different people
☑ denying access or membership related to sale
or leasing
☑ imposing different loan rates or terms
☑ refusing to make a mortgage loan
☑ discrimination in appraisal
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NOT
reasonable modifications to dwelling units
restoration of modifications
10% of total number of dwelling
no additional rent or charges for
accessible housing
reasonable accommodations rules, policies & practices
refusing to rent because of special needs
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illegal drug use
registered sex offenders
smoking
students
animals and pets
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treated as human when required by
disabled person
can never exclude -- except if causing
disturbance
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INTERACTIVE PROCESS
with disabled prospective tenant
ADVERTISING AND MARKETING
always a violation
AMERICANS WITH DISABILITIES ACT
(ADA)
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Massachusetts Commission Against
Discrimination (MCAD)
12 months to file for housing
300 days for employment
penalties:
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KEY TERMS
blockbusting
public assistance
fair housing law (M.G.L. c. 151B) redlining
handicapped/disabled
service animal
Massachusetts Commission
Against Discrimination (MCAD)
steering
© 2009 South-Western, Cengage Learning