Transcript BMFPA Presentation

Investment Opportunities
in India
COMPANY PROFILE
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BM Fiscal Point Advisors Pvt Ltd is a JV of two, successfully running
Wealth Management Companies in India.
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The group has over 50 man years of experience and has a client base
in various countries.
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Together we manage about 40 million USD (INR 240 Crore) of Retail,
HNI wealth and about 160 million USD (INR 960 Crore) of Institution
and Corporate wealth.
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Our comprehensive and research backed range of products and
services embrace all assets classes
DIRECTORS’ PROFILE
Ujwal Marathe
A qualified Chartered Accountant and Certified Financial Planner with over 28
years of experience in financial services industry .
Gautam Bhalla
A graduate from Pune University and has over 12 years of experience in financial
service industry and banking and NBFCs.
Karim Meghani
A MBA Finance from Symbiosis and has over 10 yrs of experience in Wealth
Management industry spread across NBFCs and banks.
Your hard earned money…
well invested... should
become an ‘Asset’…
But…
has it become a ‘Liability’?
TIGHT ROPE-WALK
INVESTORS ‘ CONCERNS
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Inflation – Rising Education/Healthcare expenses
Investment returns below expectations
Adhoc investments made in the past
Availability of unbiased advice
In time action on the portfolio either to grab an
opportunity or to safeguard the investments
 Periodic review of portfolio by experts
 Advisors keep changing
INFLATION
BMFPA can bridge the gap
OUR EXPERTIZE
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Investment Advisory Services
Risk Profiling
Financial Planning
Goal based investments
Customized Portfolio Advisory Services
Retirement Planning
Estate Planning & drafting Wills
OUR STRATEGIES
 Asset Allocation
 Customized Portfolio Designing
 Value Investing
 Appropriate Product selection using various
parameters
 Periodic Review and monitoring of Portfolio
 Restructuring/ Rebalancing of Portfolio
ASSET ALLOCATION
Diversify your investments across various asset classes
VALUE INVESTING
Value based investing
S&P CNX Nifty
Equity
Debt
P/E (X)
(%)
(%)
Less than 12
100.00
0.00
12 - 15
90.00
10.00
15 - 18
80.00
20.00
18 - 21
60.00
40.00
21 - 24
40.00
60.00
24 - 27
20.00
80.00
above 27
0.00
100.00
OUR STRATEGIES
OUR TECHNOLOGY PARTNER
iFAST - Asia’s largest Wealth Management Platform
•An Award winning and online Wealth Management
Platform based in Singapore.
•Providing solutions to financial advisors to help manage
their clients portfolio with international standards and
practices
•Using high end technology, research and tools for
executing a comprehensive range of investment strategies
•Market leader also in other developed markets like Hong
Kong and Malaysia
TECHNOLOGY BENEFITS
•Almost zero paperwork and repetitive documentation
•Complete transparency
•Consolidated reporting of your investments
•Faster execution
•Active management …24 x7
•One time – Account Opening / Forms / Cheques
• Online Access
•Better returns through Asset Allocation
India….
The super growth story
But….
Where are we today?
INDIAN ECONOMY
For seeds of ‘INACTION’ sown for the past few years . . .
. . . Now reaping the ‘SLOWDOWN’
INDIAN ECONOMY
Equity Index– even after 6 years – at same levels!
But. . .
Are these also the BEST of
times???
Quote
Long term growth seeds being sown – Several structural
improvements still below ‘radar of analysts’
•Fuel price hikes irreversible – Regular diesel price hikes by Rs 0.45/lit helps
reducing Fiscal deficit
• Direct Cash Transfer – potential to reduce future subsidies substantially
•GST and DTC...to come sooner than later...no going back
•FDI in sectors like retail.....opposition to FDI slowly ceding ground....can
potentially attract large investments
•Restrictions on Gold imports and several steps by government/ RBI has helped
stabilize the Rupee
Few more ‘seeds’....that will bear fruit in due course
FDI in Multi-brand retail , Aviation, Insurance ......more FDI to follow . Can
potentially bring in large scale investments
Land Acquisition and Real Estate Bill expected to bring one of India’s largest
‘grey’ industry under regulation
Stalled Infra projects put in fast track, Large scale Infra investments on cards
New bank licenses- To improve reach of banking sector in unbanked areas –
expanding financial inclusion net
These relatively smaller steps will contribute to increasing
‘the investibility’ of Indian markets
What will India reap in future – the next decade!
GDP growth pushed to
higher levels 7-9% once
more
Tax to GDP ratio
increases
India Current
Account Surplus!
Indian markets to trade at
higher PE multiples – near
developed markets
Fiscal deficit reduced to
2% of GDP!
Demand Supply structural
issues addressed – inflation
below 3%!
FDI Inflows increase
to $70-80bn
annually
Several key reforms undertaken
Renewed focus on infrastructure
Fiscal deficit contained
Direct Cash Transfer roll out
FDI limits raised for several sectors
GST roll out
DTC implementation
The ‘seeds’ are being sown, but is
the ‘ground’ fertile?
ONE OF THE HIGHEST SAVINGS RATE IN THE WORLD
Upward shift in savings and investment ratios
Source: CSO
DEMOGRAPHIC DIVIDEND – EMPHASISES SECULARITY
Increase in work force 2010-2020
Over 50% of the Indian population is under the age of 24 years old
India is expected to add another 136 million to its work force by 2020
Its working age population is expected to peak after close to 30 years (by 2040)
India’s demographic provide a huge multigenerational advantage vis-à-vis other
countries
India – A solid long-term growth story
Not Dependant Only on Government
Labour
Positive
demographics
Efficiency
Rising
Productivity,
Infra , reforms &
Good Corporate
Governance
Capital
High savings &
Investment rate
Sustainable
High
Growth
Why Equities now? – 2014 General Elections
In the past, elections have been a good trigger point for market direction
Never depend on single income.
Make investment to create a
second source.
- Warren Buffet
OUR OPERATIONS
We value our clients…..
and…
our clients value us for our
integrity, expertize and high
service standards
AWARDS & RECOGNITIONS
•Fiscal Point Consultant Pvt. Ltd. Has Been Nominated for UTI
CNBC TV 18 Financial Advisor Awards 2012-13
in NRI category
THANK YOU
BM Fiscal Point Advisors Pvt Ltd
Contact : Singapore + 65 81917481
: India
+ 91 9822010170
email : [email protected]
www. bmfpa.com
OUR OPERATIONS
•Paperless transactions through Maker and
Checker facility
•One time documentation for Account opening
•Dedicated NRE/ NRO account with Axis bank for
your investments
•Access to research reports
•Access to your portfolio with independent and
secured login