Transcript Citibank

The personal investment
between Standard Chartered
Bank and Citibank
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Introduction
Debt
Securities
Fund
Conclusion
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Hong Kong ‘s debt market is relatively small,
compared to the banking and equity
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Debt securities has increased to 48% of GDP
in 2005, compared with only 8% of GDP in
1994
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In 2005 SFC authorized 238 funds and 3
REITs
At the end of December 2005 there are 1964
authorized unit trusts and mutual funds in
Hong Kong
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2006 Q2
948 listed companies in min board
$9,758.4 total value (HK$ billion)
$33,893(HKmillion)
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look after the settlement
Safekeeping
coupon collection
redemption at maturity
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open an account
the minimum limit of budget in the
account
Example:
Citibank
General citibanking account - the minimum limit of
$30,000
Citigold account – the minimum limit of $1,000,000
Compare by type of bonds
available
Type of bonds
Standard
available for invest
Citibank
Chartered
Fixed Rate Bonds
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Floating Rate Bonds
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Zero Coupon Bonds
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Callable Bonds
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Compare by service charging
Service charge
Standard
Chartered
Citibank
Minimum amount
for investing in
bond
HKD50,000
US$20,000(about
HKD154,800)
Purchase / sell
transaction
0.75% of debt
securities’ face
value for each
transaction
1% of debt securities’
face value for each
transaction
Service charge
Standard
Chartered
Citibank
Safe custody
Free of charge
Free of charge
Interest collection
Free of charge
Free of charge
Maturity
redemption
Free of charge
Free of charge
Transfer in / out
request
HK$500 per
request
1% of debt
securities’ face
value for each
transaction
Standard Chartered Bank Securities
Services
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Complete trading freedom and
flexibility
Via dedicated Securities Services Hotline
can sell stocks on the same day of purchase
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Stay ahead of market trends
provide the latest market news, professional market
analysis
can access world-renowned Morgan Stanley
research reports
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Hassle-free securities trading
can place orders during pre-opening session
will receive monthly statements detailing their
updated portfolio and transactions, account
movement, benefit entitlement
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Earn extra investment rewards
InvestPro offers rewards as better pricing on
investment transactions
Investment Zone
The fund of the standard
chartered bank and citibank
The standard chartered bank
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The types of fund provided
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Class A fund
Class B fund
structured products, such as guaranteed funds
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The number of fund
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About 400
Service
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Objective evaluation
Risk analysis
the monthly consolidated statement
The Citibank
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The type of fund provided
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Class B fund
Fundselect Savings Plan
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The number of fund
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About 600
About 700 quality funds from reputable
international funds house
Service
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Fundwatch
Fund screening analysis
Portfolio review every 6 month
Services / Plan
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Citibank:
FundSelect Saving plan
Fund Choice
Standard Chapter Bank:
Earn extra investment rewards
Investment
Zone
D
C
B
A
Accumulated
Investment Points
Required
≥ 1,000
500 - 999 or Priority
Banking Customers
100 - 499 or Excel
Banking Customers
0 - 99
Report
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Citibank :
By mail: if there is any changesAnd semi
annual reportly
Standard Chapter Bank:
One monthly
Types
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Citibank:
Over 600
Standard Chapter Bank:
Over 400
Conclusion
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Personal need
Charge
Risk
Service